Fitness Has a New Focus During Medicare Open Enrollment Time

Regular workout is a crucial part of wholesome aging. That’s why many Medicare plans provide inexpensive workout packages amongst their benefits. Today, withinside the wake of the COVID-19 pandemic, a bendy health choice is extra vital than ever in assisting seniors to live fit, strong, and wholesome.

Fitness Has a New Focus During Medicare Open Enrollment Time

To assist seniors to meet their workout desires, the Silver&Fit® software from American Specialty Health Fitness, Inc. (ASH Fitness) is to be had via taking part Medicare Advantage and Medicare Supplement plans open for enrollment to Medicare beneficiaries now.”The final of gyms for seniors who have been used to a workout habitual may have a sizeable effect on fitness,” says Jaynie Bjornaraa, Ph.D., MPH, PT, and AVP of Digital Fitness Solutions with Silver&Fit. “Older adults who forestall workout can end up deconditioned in as low as weeks.”The Silver&Fit software gives a number of workout and health options, consisting of online or virtual options, to house all tiers of health. Here are a number of the choices.• 1,700+ On-Demand Fitness Videos.

In the Silver&Fit video library, we could contributors customize their at-domestic workout workouts with a set of exercises to be had via the Silver&Fit internet site or cellular app.• In-Person Gym Access. As gyms are authorized to open, and while contributors sense snug going lower back into the gyms again, the Silver&Fit community may be geared up and expecting them. The Silver&Fit software consists of fitness center get right of entry to and contributors can pick from a nation-huge community of extra than 15,000 health centers, YMCAs, and health studios.

Live Telephone Coaching. Members in search of assist with health desires or lifestyle enhancements can paintings with a stay teach to gain recommendations on health, nutrition, sleep, and different wholesome residing habits.• Social Engagement for Emotional Support and Community Connections. Social isolation can affect intellectual and emotional fitness, contributing to negative normal fitness. The Silver&Fit software hyperlinks contributors to extra than 120,000 businesses starting from chess and portray golf equipment, to conventional vehicle and nature businesses.

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This useful resource permits contributors to browse the golf equipment that healthy them and attains out to enroll in their Zoom or different digital or socially distanced conferences to soundly connect to like-minded contemporaries.• At-Home Fitness Kits. For folks who need to create or decorate their very own exercises at domestic, Silver&Fit has evolved domestic health kits. Kits can also additionally encompass a workout DVD, an exercise mat, hand towel, resistance band, dumbbells, or wearable health trackers. The Silver&Fit software additionally gives lose everyday exercises for the general public on Facebook Live or YouTube. Anyone can be a part of those famous workout training tailor-made to the desires of older adults.

The preliminary intermediate training, including cardio, yoga, strength, and others, have been so a hit that starting October 12, 2020, Silver&Fit delivered novice and superior degree training, in addition, to training hosted genuinely presenting places from across the world. All training are taught with the aid of using licensed teachers with the revel in developing training for older adults. To take part in a loose workout class, comply with Silver&Fit on Facebook at www.facebook.com/Lambingan  or on YouTube at www.youtube.com/Pinoytvlambingan.For facts approximately whether or not your Medicare plan consists of the Silver&Fit software, touch your fitness plan or 1-800-MEDICARE. Visit www.Pinoytvlambingan.com for extra facts approximately the software.

 

You Can Change Your Medicare Coverage Once a Year

If you have Medicare coverage, October 15th through December 7th is the time to:

  1. Review your Medicare plan for its coverage, cost, convenience, and customer service.
  2. Compare your current plans with new Medicare Part D Prescription Drug Plans and Medicare Advantage Plans for added benefits to you.
  3. Decide if a change will improve your coverage. If not, keep your current coverage and do nothing.
  4. Call the State Health Insurance Assistance Program (SHIP) for free, unbiased information and support.

5 Things to Do During Medicare Open Enrollment

  1. Review your plan notice. Be sure to read any notices from your Medicare plan about changes for next year, especially your “Annual Notice of Change” letter. Look at your plan’s information to make sure your drugs are still covered and your doctors are still in-network.
  2. Think about what matters most to you. Medicare health and drug plans change each year and so can your health needs. Do you need a new primary care doctor? Does your network include the specialist you want for an upcoming surgery? Is your new medication covered by your current plan? Does another plan offer the same value at a lower cost? Take stock of your health status and determine if you need to make a change.
  3. Find out if you qualify for help paying for your Medicare. Learn about programs in your state to help with the costs of Medicare premiums, your Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) deductibles, coinsurance and copayments, and Medicare prescription drug coverage costs. To do this, visit Medicare.gov or make an appointment with a local State Health Insurance Assistance Program (SHIP) counselor.
  4. Shop for plans that meet your needs and fit your budget. Starting in October, you can use Medicare’s plan finder tool at Medicare.gov/find-a-plan to see what other plans are offered in your area. A new plan may: cost less, cover your specific drugs, include providers you want, like your doctor or pharmacy. If you find that your current coverage still meets your needs, then you’re done. Remember, during Medicare Open Enrollment, you can decide to stay in Original Medicare or join a Medicare Advantage Plan. If you’re already in a Medicare Advantage Plan, you can switch back to Original Medicare.
  5. Check your plan’s star rating before you enroll. The Medicare Plan Finder has been updated with the current Star Ratings for Medicare health and prescription drug plans. Plans are given an overall quality rating on a 1 to 5-star scale, with 1 star representing poor performance and 5 stars representing excellent performance. Use the Star Ratings to compare the quality of health and drug plans being offered.

Medicare’s open enrollment period is Oct. 15 to Dec. 7 — and it’s an important deadline for beneficiaries to remember.

Open enrollment is the time in which current Medicare beneficiaries can make any changes to their coverage, such as adding or dropping a plan. It’s a time when people can also switch to Medicare Advantage, which is Medicare-approved health insurance provided by a private company, or choose between Medicare Advantage and a supplement plan. When beneficiaries make no changes, their current elections continue into the following year.

Selecting the proper healthcare insurance is crucial, made even more apparent by the coronavirus crisis. Healthcare expenses tend to rise every year, especially for older Americans, who may be at risk of multiple chronic illnesses or ailments.

There are also myriad coverage options for people 65 and older under Medicare — according to Ari Parker, head Medicare adviser and co-founder of Chapter, a company that specializes in maximizing Medicare coverage, there are more than 24,000 plan options across the U.S. And healthcare is changing, too. “What we have seen, there’s been a greater focus on telemedicine,” he said. He and his team work with individuals to find the proper health insurance plan, which may include finding doctors in-network who accept $0 copays for telehealth.

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